Quick Answer: What Can Happen If Someone Has Your SSN?

Can someone access your bank account with your SSN?

They can use your SSN to open a bank account in your name.

That means that anyone with your SSN can easily open a bank account in your name, especially if the identity thief already obtained a driver’s license in your name..

What should I do if a scammer has my Social Security number?

Report the theft of the Social Security number to the IRS at http://www.irs.gov/uac/Identity-Protection. You can also call 1-800-908-4490. That will prevent tax-fraud thieves from filing tax returns in your name — and collecting your tax refund.

Why you should never give out your Social Security number?

It’s the identification number the government uses to track your wages, and it’s something you’ve probably heard you should keep under wraps to the greatest extent possible. The reason? If your Social Security number falls into the wrong hands, you could wind up a victim of identity theft.

Can I change my SSN?

The Social Security Administration generally does not encourage or allow citizens to change their Social Security numbers, except under certain circumstances. You can change your SSN if you can prove that using your existing number will cause you harm, such as in cases of abuse or harassment.

Should I give my SSN over the phone?

You should never provide your SSN to someone you don’t know who calls you on the phone and requests it. This same warning applies to unsolicited emails and any forms you fill out on the internet. In general, don’t give your SSN to anyone unless you are absolutely certain they have a reason and a right to have it.

How do I check to see if someone is using my Social Security number?

To see if your Social Security number is being used by someone else for employment purposes, review your Social Security Statement at www.socialsecurity.gov/myaccount to look for suspicious activity. Finally, you’ll want to use additional scrutiny by regularly checking your bank and credit card accounts online.

Is it safe to give out your SSN?

“There is no reason to give out your Social Security number unless there is a legitimate business purpose, and most instances it is requested there is not a legitimate need,” says Denis Kelly, president of IDCuffs.com, an identity theft prevention company.

How do I know if someone has stolen my identity?

Clues That Someone Has Stolen Your InformationYou see withdrawals from your bank account that you can’t explain.You don’t get your bills or other mail.Merchants refuse your checks.Debt collectors call you about debts that aren’t yours.You find unfamiliar accounts or charges on your credit report.More items…

How do I protect my bank account from identity theft?

Start that process with these eight steps:Go “All in” on Using Passwords. … Mix up Your Passwords. … Stay Away From Shady Websites and Links. … Never Give Out Personal Information. … Regularly Check Your Credit Reports. … Establish Fraud Alerts if Needed. … Protect Documents With Personal Information. … Limit Your Exposure.

Are identity thieves ever caught?

Identity thieves almost never get caught In a study done in 2006, “only 1 in 700 identity theft suspects were arrested by federal authorities (0.14%).” … It’s safe to say that identity thieves are far more likely to get away with their crimes.