Question: Does Insurance Pay For Heart Transplant?

Does Blue Cross Blue Shield cover heart transplants?

BOSTON — Massachusetts Blue Cross and Blue Shield, under increasing public pressure, decided to offer its 3.5 million subscribers the nation’s first full insurance coverage for heart, heart-lung and liver transplants..

Why is a heart transplant so expensive?

Now, for a heart transplant, which might require something like two weeks of inpatient care, hospital transplant admission adds up to an average of nearly $900,000 a transplant. Some doctors say these prices are so high in part because the hospital’s trying to make money. Dr.

How long does it take to recover from a heart transplant?

How long does it take to fully recover? It generally takes three to six months to fully recover from heart transplant surgery. However, age and previous medical problems may cause a longer recovery period.

Does insurance pay for organ transplants?

All medical services related to organ donation are submitted to the recipient’s insurance. Your recipient’s insurance typically covers all medical services related to your organ donation, including your evaluation, hospitalization, surgery, follow-up care and treatment of any surgical complications.

How much does it cost to get a heart transplant?

Consulting firm Milliman tallies the average costs of different organ transplants in the U.S. And while most are expensive—some are very expensive. A kidney transplant runs just over $400,000. The cost for the average heart transplant, on the other hand, can approach $1.4 million.

How does insurance companies handle the coverage for a heart transplant?

Depending on your plan, private insurance may assume a good portion of the total cost of an organ transplant. However, most insurance plans have a maximum or “cap” on the amount that the company will pay. This cap may be met or exceeded in the standard care provided during the course of an organ transplant.